Planning my financial future

At AAB we have experience of supporting companies operating in the leisure, retail and hospitality sectors.
Our understanding of the issues and risks facing
companies in these sectors makes us well placed to
provide valuable advice to our clients.

I need help with... Planning my financial future

The main objective of financial planning is to ensure that the right amount of money is available at the right times to enable you to achieve your financial goals and live your desired lifestyle.

At AAB Wealth, we’ll guide you through this process so that you fully understand the options. We’ll then find out about your financial expectations and identify a plan to help you achieve your goals.

Key contact

Ian Campbell

Director & Chartered Financial Planner

More information

See what your financial future looks like

Visualising your financial future using Lifetime Cash Flow Modelling is a key component of our service.

Together we can use cash flow modelling to explore different events or lifestyle choices, and see the potential influence that these might have on your finances over the long term. We want you to be able to make informed decisions and understand any potential impact these might have on your cash flow over the long term.

Lifetime Cash Flow Modelling is provided as part of a detailed financial plan. It can answer questions such as:

  • Can I afford to retire at 60, or at least reduce work commitments?
  • How can I help my children, or grandchildren save for their first home or go to university?
  • If I did retire early, how long would we be able to maintain our desired lifestyle? Would I run out of money?
  • What level of growth do I need my portfolio to produce to meet my plans in retirement?
  • How do I pass wealth on to my family without jeopardising my lifestyle and financial security?

At AAB Wealth our role is to ensure that our clients have confidence in their financial future.

Savings & investments planning

Savings are a simple and common way to build up assets and are the bedrock of any financial plan.

AAB Wealth can advise on the most tax-efficient way you can save, and the amount you should be saving regularly as part of your financial plan to reach your goals.

At AAB Wealth, we believe there is a notable difference between speculating and investing. We adopt a rigorous, systematic, evidence-based approach to investing. Find out more about our Investment Philosophy here.

“Forecasts may tell you a great deal about the forecaster; they tell you very little about the future”.

WARREN BUFFETT

Sustainable investing

AAB Wealth can advise on the most tax-efficient way you can save, and the amount you should be saving regularly as part of your financial plan to reach your goals.

At AAB Wealth, we believe there is a notable difference between speculating and investing. We adopt a rigorous, systematic, evidence-based approach to investing.

We continually look ahead at potential changes that may impact you and your portfolio. A topic high on our agenda is investing in sustainable funds that strive to make a positive difference to the world we live in.

Considering the environmental impact from company emissions and reducing exposure to this and other key sustainability considerations within a well-diversified and cost-effective investment framework is an integral part of our investment philosophy. We strive to ensure you can pursue your financial goals without compromising on investment principles or accepting lower returns.

Find out more about our Investment Philosophy here.

RETIREMENT

We will take time to find out what is important to you and establish how your goals and aspirations for your future can be fulfilled.

Although retirement is often seen as a stage for later in life, the earlier you can start planning the sooner you will have a clear picture of what your future could look like.

Whatever your ambitions, we will build your personal financial plan and work with you to achieve them.

Pensions

Pensions can be a tricky landscape to navigate with more options available and potentially more decisions to make than ever before.

With expertise in all areas of pension planning, our team can simplify this potentially complex area for you. We will explain your options clearly putting you in an informed position, tailoring our advice to your needs and objectives.